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Category Archives: Uncategorized
Lowering Teen Auto Insurance Premiums
Auto accidents are the leading cause of death for teens in the U.S. Each year over 5,000 teens ages 16 to 20 die due to fatal injuries caused by auto accidents. Further, about 400,000 drivers in the same age group will be seriously injured every year. With that said, it isn’t really surprising that insurance premiums for [...]
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Old vs. New Car Crash Test Results
Recently, the Insurance Institute for Highway Safety (IIHS) conducted a crash test b/t a 1959 Chevy Bel-Air and a 2009 Chevy Malibu to determine which vehicle would hold up better from the impact. So now we can finally determine if the “they don’t build cars like they used to” theory is really true. So what [...]
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Allstate Fined for Unfair Business Practices
Allstate in Rhode Island was fined $5000 (NOTHING TO AN INSURANCE COMPANY) for unfair business practices, specifically for “interfering with the insured’s or claimant’s free choice of repair facility”. To read the entire article, click here.
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Model Law Targets Airbag Fraud
A draft Model Act regarding auto airbag fraud has been adopted by the National Conference of Insurance Legislators (NCOIL) Property-Casualty Insurance Committee, paving the way for stiffer penalties to those committing auto fraud. See the press release here.
Airbag theft has become a major problem in recent years, representing around 10% of all auto thefts, and an [...]
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Insurance Approved Rentals
You are involved in an accident and the other insurance company has accepted liability and put you in a rental. So how long do you get to keep it for?
Well, the insurance company is not obligated to keep you in a rental for as long as the repair facility has your vehicle. They are only [...]
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Rescue Doctrine and Good Samaritan Laws
Suppose that you were driving your vehicle, and became distracted for a second, and as a result, your vehicle swerves and crashes into a pole. You are pinned in and there is no way you can get out on your own. A passer-by stops and is able to free you, but in doing so, they [...]
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Insurance Agents Fined for Accepting Kickbacks
Regulators from the New York State Insurance Department (NYSID) have fined 43 brokers and agents for accepting kickbacks from auto glass repair businesses in exchange for steering customers to those particular shops. It appears over 24 insurance agencies were involved in or accused of accepting kickbacks in the form of department or grocery store gift [...]
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Direct Repair Programs (DRP)
Getting in an accident can not only be a traumatic event, but it can result in you spending a lot of time and enduring many hassles in order to get your vehicle back on the road again. So you may feel a bit of relief when you contact the insurance company to file the claim, [...]
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Liability Policy Breakdown
For many people, when it comes to insurance, they simply call an insurance company, tell them they want the lowest rate possible, are given a quote, and they make a purchase. But do you really know what you are getting? This post will briefly breakdown the components of a basic liability policy.
A basic liability policy [...]
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